Act now to maximize your retirement savings by making your 2022 IRA contribution before the April 18th!


Frequently Asked Questions

You have questions, we have answers.

View our Get Started walkthrough.

We use a range of factors that are carefully considered before adding a new asset to the software platform. These include (but are not limited to) whether they’re supported by our vendors and partners. iTrustCapital remains committed to adding new assets to our software platform and expanding offerings in accordance with availability via our various partners. View the current assets offered here!

All iTrustCapital accounts are IRAs that may have benefits like tax-free trading and tax-deferred or tax-free gains.

  • Monthly account cost: $0

  • Cryptocurrency Trades: 1%

  • Physical Gold: $50 over spot per ounce

  • Physical Silver: $2.50 over spot per ounce

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The minimum to open an iTrust account is $1,000. The maximum to fund an account is based on IRS limitations for cash contributions. There is no maximum for IRA Transfers or Qualified Plan Rollovers. 

  • Cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Chainlink (LINK), Polkadot (DOT), Litecoin (LTC), Dogecoin (DOGE), Bitcoin Cash (BCH), Stellar (XLM), EOS (EOS), Uniswap (UNI), Compound (COMP), Sushi (SUSHI), (YFI), Polygon - Matic (MATIC), Aave (AAVE), Solana (SOL), Curve DAO (CRV), Basic Attention (BAT), Enjin (ENJ), Algorand (ALGO), Cosmos (ATOM), Tezos (XTZ), Maker (MKR), Shiba Inu (SHIB), Decentraland (MANA).

  • Precious Metals: Gold, Silver

We do have a staking feature! By participating in Staking Services, you choose to delegate an amount of Supported Tokens to the Staking Services Provider on the underlying blockchain network. Please click here to learn more!

iTrustCapital doesn't borrow or lend against client assets or leverage client assets for profit and we don't let our custody providers do it either.


iTrustCapital’s Conditional Transaction feature allows clients to set parameters to automatically execute transactions when an asset reaches a specified price rather than manually entering a transaction as a market order. This allows clients to execute transactions when they are away from their devices. Conditional Transactions execute as market orders when a specified asset reaches the conditional price set by the client. iTrustCapital’s proprietary software monitors the asset price, and when the conditional price is detected, notifies the liquidity provider to execute a market order. Our liquidity providers execute and fulfill the transaction at the best possible price as market conditions allow in real-time. 

To learn more about Conditional Transactions, visit our FAQ here.


  • Transfer an IRA - Any existing IRA can be transferred. (Traditional, Roth, SEP, Simple, Inherited)

  • Employer Plans - Once you leave a job for any reason, you can rollover your retirement plan. (401k, 403b, TSP, 457)

  • Contribution - Add new funds based on yearly guidelines.

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No. The IRS only allows IRAs to be funded with USD. However, you can transfer your crypto in-kind from another crypto ira provider.

Maybe. You may be eligible for an in-service rollover. Contact the plan administrator of the plan to find out if you have eligibility. Learn more

Yes. We have helped numerous clients transfer existing Bitcoin/Crypto IRAs from other companies. This is known as an in-kind transfer, and in most cases, you do not have to liquidate your investment to move it. Learn more

No. When transferring or rolling over funds from an existing account into an iTrustCapital IRA, there are no penalties or taxable events except when converting a pre-tax IRA/401k to a post-tax Roth IRA. Learn more about Roth IRA conversions.

We can have your new IRA set up in 1-3 business days from the time you submit your online application. Getting Started - Walkthrough. However, depending on how you fund your account will determine when you will be able to start investing. How to Fund Your IRA.

  • Cash Contribution (ACH): 1-week

  • IRA Transfer: 1-2 weeks

  • Employer Plan Rollover: 3-4 weeks

No. To maintain compliance with IRS rules for IRAs, assets must be custodied. iTrust's clients' digital assets are secured with Coinbase Custody and Fireblocks. Learn more

All iTrust accounts are IRAs which shelter trades within the account from any taxes. Gains are either tax-deferred or tax-free, depending on the type of IRA you have. Learn more

No. iTrustCapital acts as a facilitator to assist in setting up and funding your account. Unlike many other Crypto/Gold IRA providers, no one at iTrust is on commission. 

If you take a distribution of your funds before the age of 59 ½, you may incur penalties. A tax professional can provide guidance on early distributions.

A Traditional IRA is funded with pre-tax dollars; gains are tax-deferred until you take distributions. A Roth IRA is funded with post-taxed dollars; gains are tax-free when you take distributions. Learn more

Yes. You can have as many IRAs as you want. However, you can only contribute the maximum per year collectively throughout all of your IRAs. Learn more

No. The “I” in IRA stands for individual, but you will need at least one beneficiary listed on your account who would inherit the account upon your passing. Many people name their spouse as the primary beneficiary.

Still have questions?

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